Personal finance and the management of money go hand in hand. However, most of us would rather hand over our money management to a stranger only to complain later that our personal finances and credit are not where we would like them to be. WHY???

I believe the answer lies in the management of 'TIME'. It appears that no one is willing to expend his or her own personal time to TAKE CONTROL of his or her own personal finances in an organized fashion. It seems people would rather turn over the management of one of the most important resources they control to a stranger, who may or may not know what he or she is doing. However, it is not the managers own money he or she is playing with it is yours ... and some money managers are losing it or worse stealing it and with your permission.

Face it folks, interest rates are only going to go up! Coupled with the average consumer credit card debt approaching $10,000 and the record numbers of personal bankruptcies, it is a miracle that anyone can safely navigate to that island paradise of financial freedom!

...but many people do ...what do they know that you don't?

Money Myths and Money Mistakes addresses how to organize and manage one of the single most important tools available to enable you to lead a fulfilling, successful and prosperous life... M-O-N-E-Y! This book lists some popular myths, sayings and notions about money and analyzes how they affect your thinking about money. This book has you (the reader) identify and write down your personal issues with money. This book will list the tools you need to get organized and it details how to use those tools. You will set priorities, budgets and limits. This book will teach you about the language of money (LOM), a sort of quick and dirty introduction to financial terms. Lastly, the book gives you a methodology to help you solve your money issues by completing worksheets focusing on developing organizational skills.

Money Myths and Money Mistakes will provide you with many benefits. My approach in this book is to compel you to "think" about how you think about money. This unique approach begins the process of cultivating a mind set open to change and infinite possibilities and solutions. Under this concept this book will provide benefits such as:

• A powerful sense of accomplishment
  
• The mind-blowing possibilities of a better life while learning these techniques
  
• Identifying whether your attitudes about money are impeding your financial success
  
• Developing a powerful, positive, "I can do this" attitude
  
• A lifetime methodology for financial organization and problem solving